You have saved a 10% deposit and want to get on the property ladder as soon as possible.
Problem: 10% is not enough. It used to be before the credit crunch, but now banks are so fussy that they won't lend 90% any more. Or if they do, it's ridiculously expensive. If only you could find some spare cash!
Solution: That's where we come in. EquityShare Ltd finds investors who will put 15% cash into your purchase, so that you can take out a 75% mortgage and buy NOW.
Is there a catch? Understandably, property investors want a rent, and an exit plan within 5 years. But that's OK because you're growing equity and can use this to refinance in 5 years' time.
Am I not better off just to wait? Feel free. But if house prices go up, you could be left out in the cold.
What does it all cost? Well, money doesn't grow on trees, but the EquityShare scheme is still a lot cheaper than a 90% mortgage.
Try the EquityShare calculator